I’ve tried countless banana muffin recipes that promise “healthy” but end up being dry or bland. These? They hit the perfect balance between moist, chocolatey, and naturally sweetened with bananas and honey—no artificial sweeteners here.
The whole wheat pastry flour gives them that comforting muffin texture, while the cocoa powder brings that rich chocolate flavor. Add in Greek yogurt for tang and moisture, and you’ve got a muffin that can double as breakfast or a snack without the carb crash.
💡 Why These Muffins Actually Work
- Bananas + honey = natural sweetness – Just ripe bananas and honey provide the perfect moisture without being overpowering.
- Greek yogurt gives them a rich, tender crumb while adding protein.
- Whole wheat pastry flour keeps them lighter than regular whole wheat, making these muffins healthier and fluffier.
- Chocolate chips add that extra indulgence without making them overly sweet.
🧾 Ingredients That Make These Work
- 3 ripe bananas – For natural sweetness and moisture. The riper, the better.
- Honey (1/4 cup) – Adds just enough sweetness without refined sugar.
- Vanilla extract (1 tsp) – Enhances the flavor, making it more comforting.
- Egg (1 large) – Acts as a binder and adds richness.
- Olive oil (2 tbsp) – You can sub coconut or avocado oil for flavor, but olive oil keeps it neutral.
- Greek yogurt (1/2 cup) – Adds protein and moisture without the heaviness of butter.
- Whole wheat pastry flour (1 cup) – Lighter than regular whole wheat flour, gives a nice structure without being too dense.
- Cocoa powder (1/2 cup) – Rich, dark chocolate flavor—make sure it’s high-quality!
- Baking soda (1 tsp) – Helps the muffins rise.
- Salt (1/4 tsp) – Balances sweetness and enhances flavor.
- Chocolate chips (1/2 cup) – For that melty, chocolatey goodness.
🔁 Swaps & Adaptations That Work
Swap | Result |
---|---|
Almond flour for whole wheat flour | Low-carb, but more dense—add an extra egg or tablespoon of water to maintain moisture |
Coconut sugar for honey | Works, but muffins will be less moist and darker in color. Adjust the sweetness to your taste |
Full-fat Greek yogurt for 2% | Adds extra richness without affecting texture |
Vegan chocolate chips | Great for dairy-free options, though they may melt differently |
⚠️ What Went Wrong (And Why)
Mistake | What Went Wrong | Fix |
---|---|---|
Muffins came out dry | Overbaked or used too much flour | Don’t overmix the batter and check them at 23 minutes |
Too dense | Used regular whole wheat flour | Stick to whole wheat pastry flour or white whole wheat for lighter texture |
Chocolate chips sank | Batter too thin or not mixed enough | Make sure batter is thick and fold in chips gently |
👩🍳 How to Make It (Step-by-Step)
- Preheat the oven to 350°F (175°C). Line a muffin tin with paper liners and spray with non-stick spray.
- Mash the bananas in a large bowl. Whisk in honey, vanilla, egg, olive oil, and Greek yogurt until smooth.
- Add the dry ingredients: whisk in the whole wheat pastry flour, cocoa powder, baking soda, and salt until combined.
- Stir in chocolate chips (reserve 2 tbsp for topping).
- Spoon the batter into muffin liners, filling them about 3/4 full. Sprinkle remaining chocolate chips on top.
- Bake for 23-27 minutes, or until a toothpick comes out clean or with a few crumbs.
- Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.

🧠 Smart Tips to Make It Better
- Do not overmix—just mix until the dry ingredients are incorporated. Overmixing can lead to dense muffins.
- Check early—start checking doneness at 23 minutes to avoid dry muffins.
- Let them cool completely before eating to let the flavors develop.
🧊 How to Store and Track It
- Room temp: 2–3 days in an airtight container.
- Fridge: Up to 5 days for extra freshness.
- Freezer: Freeze for up to 3 months. Make sure they’re tightly wrapped and stored in a freezer bag.
❓ Real Questions, Real Answers
Can I make these dairy-free?
Yes. Use coconut yogurt or almond milk-based yogurt and dairy-free chocolate chips.
Can I reduce the sugar?
You can try using stevia or monk fruit, but you’ll lose some of the moistness from the honey.
Can I make these with all-purpose flour?
Yes, but the texture will be denser. Whole wheat pastry flour keeps them lighter and fluffier.
🔢 Full Nutrition Facts (Per Muffin – 1/12 of Recipe)
Nutrient | Amount |
---|---|
Calories | 180 kcal |
Total Fat | 8.1g |
— Saturated Fat | 3.6g |
Cholesterol | 25 mg |
Sodium | 125 mg |
Total Carbohydrates | 27.8g |
— Fiber | 4.1g |
— Sugars | 13.4g (natural from bananas + honey) |
— Sugar Alcohols | 0g |
Net Carbs | 23.7g |
Protein | 4.6g |
Check out More Recipes:
- Sugar-Free Chocolate Bites – Low-Carb, Guilt-Free, and Surprisingly Satisfying
- Sugar-Free Chocolate Pudding – Creamy, Decadent, and Only 4.8g Carbs
- Sugar-Free Zucchini Muffins – Low-Carb, Moist, and Breakfast-Approved

Double Chocolate Banana Muffins – Moist, Naturally Sweetened, and Full of Flavor
Description
These double chocolate banana muffins are naturally sweetened, made with whole grains, and packed with chocolatey goodness—perfect for breakfast or an afternoon snack.
Ingredients
Wet Ingredients:
Dry Ingredients:
Instructions
- Preheat oven to 350°F (175°C). Line a muffin tin with paper liners and spray with non-stick spray.
- Mash the bananas, then whisk in honey, vanilla, egg, olive oil, and Greek yogurt until smooth.
- Add dry ingredients: flour, cocoa powder, baking soda, and salt. Mix until combined.
- Fold in 1/2 cup of chocolate chips.
- Spoon batter into muffin cups, sprinkle remaining chocolate chips on top.
- Bake 23-27 minutes, until a toothpick comes out clean.
- Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Notes
- Texture tip: Don’t overmix the batter.
- For softer muffins, use maple syrup instead of honey.
- Perfect for freezer storage. Freeze in individual servings for an easy snack.